Category: Fashion & Jewellery

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There’s a growing demand for cosmetic surgery in India. Though this phenomenon is not as widespread here as in the West, it is definitely picking up, particularly in the metros. Simal Soin tells us why this trend is getting prominent in the country

Photo credit: Shape.com

Neha (name changed) works in a legal firm in Gurgaon. She is 34-year-old and has done well in her professional life. But ask her about her priorities, and she says without an iota of hesitation: “First, I need to get my lips in order. They don’t look good on my face.”

Neha is one of the many young, aspirant Indians who don’t desist going under the knife. She justifies this when she says: “I have achieved so much professionally, but when I look at myself in mirror, I get the feeling that I am not in control. No doubt, looks aren’t decided by humans. But why should I live with a face which I know I can improve?”

The trend is only getting more prominent by the day. Even the old, married couples aren’t behind. For some it is a way to beat the ageing process. For others, it is all about seeking an experience in the comfort of each other’s company. What’s interesting is that this yearning for beauty is not limited to women anymore. Neither do men nor women keep it a secret from each other anymore. They walk together hand-in-hand and declare to each other: Let’s grow younger together.

Men and women who have spent a better part of their lives are only too aware of each others’ flaws, and they do not mind getting tucked up here and there to cover them. Also, one witnesses growing demand for cosmetic surgery among old divorcees. Though this phenomenon is not as widespread in India as in the West, it is definitely picking up, particularly in the metros.

Read more via No age for a perfect look.

Gold price fall to hit banks, NBFCs: India Ratings

Gold price fall to hit banks, NBFCs: India Ratings

Rating agency India Ratings today said falling gold prices, if sustained, could significantly impair the asset quality of the gold loan portfolios of non-banking finance companies (NBFCs) and banks. It said the impact of the sharp fall in recent weeks could be absorbed by high profitability but more softening of domestic prices would make a larger part of the portfolio vulnerable. Companies with significant exposure to gold loans could, thus, be impacted severely.

Muthoot Finance and Manappuram Finance are two large NBFCs which give loans against gold. Some South India-based lenders such as Indian Overseas Bank and Indian Bank also have a significant gold loan portfolio. In such debt, the loan to value (LTV) ratios are high, due to intense competition to gain market share, said India Ratings.

via Gold price fall to hit banks, NBFCs: India Ratings | Business Standard.